Centivo is a health plan designed for self-funded employers, dedicated to making high-quality healthcare affordable for millions of working Americans facing rising medical costs. By implementing a primary care-based Accountable Care Organization (ACO) model, Centivo helps employers achieve significant savings—ranging from 15% to 30%—compared to traditional insurers. The company offers innovative benefit designs with free primary care options, predictable copays, and no deductibles to better support employees. Centivo's approach addresses the fundamental challenges within the healthcare system, aspiring to enhance experiences for both employers and employees. Headquartered in Buffalo, NY, with additional offices in New York City, Centivo's mission is driven by its core values of resilience, innovation, and positivity. The organization supports a culture that emphasizes teamwork, celebrates achievements, and encourages a constructive dialogue, making it an appealing place for professionals committed to transforming healthcare.