Divine Research creates inclusive financial solutions aimed at providing credit access to those historically excluded from traditional banking systems. With a focus on individuals who lack credit history and formal income documentation, Divine Research implements innovative trust-building mechanisms that allow for undercollateralized lending, enabling users to access small loans that can grow over time. Their mission emphasizes the belief that credit should be a human right, striving to build a profitable yet equitable system for borrowers in various economic environments. They leverage cutting-edge technology to address the needs of the global majority, aiming for a future where credit is universally accessible.