Dovly AI is a credit improvement platform that uses an all-in-one AI engine to build, fix, and protect consumer credit. The company’s stated mission is to remove barriers to financial freedom by helping people strengthen their credit profiles at no cost, with tools for dispute automation, credit monitoring, and ongoing protection. Founded in 2018 and headquartered in Phoenix, Dovly reports assisting more than one million users with average score increases of about 82 points, opening access to loans, cards, and other financial products. Dovly operates as a SaaS fintech with a distributed team and partners that include Visa, Chime, MoneyLion, and Self. Teams work across data science, growth, product, and marketing to drive acquisition, retention, and user engagement, reflecting a metrics-driven culture focused on measurable outcomes.