Earnest is a financial technology company that provides financial solutions aimed at making higher education more accessible and affordable. Their offerings include private student loans with competitive rates, student loan refinancing options to alleviate high-interest burdens, and a platform for accessing thousands of scholarships. Earnest emphasizes empowering students through thoughtful guidance and tools designed to help them take control of their financial futures and manage their debt effectively. The company's culture is characterized by a strong sense of ownership, humility, and a growth mindset, reflecting their commitment to both employee development and the mission of supporting students in achieving their educational goals.