Ivy is a global API designed for instant bank payments, enabling businesses to streamline transactions by accepting direct bank payments and eliminating the need for cards and wallets. By harmonizing various regional bank payment infrastructures into a single access point, Ivy significantly reduces transaction costs and simplifies the payment process for merchants. With a talented team comprising experts from notable fintech firms such as Klarna, Trade Republic, and Goldman Sachs, Ivy operates out of Berlin and Munich and collaborates with some of Europe’s rapidly growing retailers. The company's mission focuses on tackling inefficiencies in money movement, and they are dedicated to making an impactful difference in the financial technology sector while cultivating a dynamic environment for innovation and growth.