Petal is a financial technology company committed to expanding access to responsible and modern financial services. Founded in 2016, Petal offers technology-enabled credit cards to individuals who are often underserved by traditional banking systems, leveraging automated cash flow underwriting to reassess consumer creditworthiness beyond conventional credit scores. This innovative approach enables Petal to provide financing options to millions of U.S. consumers, including those without formal credit histories. With a mobile-first, digitally native product experience, Petal aims to help users manage and build credit responsibly. The company fosters a culture grounded in kindness, positivity, and integrity, welcoming diverse perspectives and encouraging applicants to reach out even if their experiences do not align perfectly with job descriptions. Petal champions an inclusive work environment and is focused on reimagining the financial landscape for the next generation.